1. Introduction 1 2. Banking Regulation Act - 1949 17 3. Banker-Customer Relationship 35 4. Requisites of a Cheque 61 5. Promissory Notes 72 6. Endorsements and Crossings 83 7. Reserve Bank of India and Its Role 104 8. E-Banking and Innovative Banking 113 9. Regional Rural Banks 137 10. Credit Creition by Commercial Banks 147 11. Credit to Priority and Neglected Sectors 167 12. Other Borrowers in Priority Sector 179 13. Guarantee of Loans for Small-Scale Industries 195 14. Credit Guarantee for Service Co-Operatives 209 15. Commercial Banking in India 222 16. Nationalised Commercial Banks 237 17. Regional Rural Banks 263 18. Role of Development Banking 19. Development Banking in India an Assessment 20. Importance of Money 21. Circular Flow of Money 22. Value of Money 23. Kinds of Money 24. Failure of Monetarism 25. Theory of Money 26. India's Development Finance 27. State Finances 28. Local Governments Finance in India 29. Public Enterprises in India 30. Co-operative Banks