Bridget O'Malley never anticipated that making a living in New York City as an Irish immigrant would be so hard. Her family is struggling to stay afloat, and consider themselves lucky for the jobs they do have working in J.P. Wellington's household, even if they do have to change their names to avoid persecution. Bridget, now Bertie Miller, is a seamstress, and her father and brother are coachmen. But when it looks as if the Wellingtons' business may be in jeopardy, along with the Millers' jobs, Bertie's father tells outrageous lies of Bertie's abilities to turn ordinary fabric into shimmering and fashionable dresses. Bertie is in a state of despair when the mysterious Ray Stalls offers his assistance...and manages to do what Bertie's father claimed. Soon Bertie finds herself caught up between her debt and obligation to Ray, and her one chance to ascend the social ladder and become successful and prosperous.